www.centralmdmortgage.com

WHO WE ARE

Central Maryland Mortgage Corporation is a local mortgage brokerage located in Howard County, Maryland, that serves the entire state of Maryland. Our staff consists of seasoned professionals with years of experience in the mortgage, real state and settlement industries. We strive to provide fast, friendly, personalized service, along with very competitive rates and a large number of loan programs to choose from.

WHAT IS A MORTGAGE BROKER?

Central Maryland Mortgage is a Mortgage Brokerage that serves all of Maryland. Mortgage Brokers are not banks; rather, we are authorized by various local and national lending institutions to offer their rates and loan programs to you. By saving on the overhead of operating multiple branch offices, they are able to pass the savings on to mortgage brokers, and ultimately to you, the customer, in the form of very attractive rates and fees; in other words, we do their work for them, and deliver finalized loan packages, which saves them money. As mortgage brokers, we find the best rates and fees available from the lenders we represent, then we serve you locally as your loan officer through the entire mortgage application process. You will deal directly with a loan officer at Central Maryland Mortgage from the day you apply through the day of your settlement, but your loan will be funded and serviced after closing by the bank to which we have brokered your loan. The advantage of using a mortgage broker is having the availability of a large number of lending institutions and loan programs without having to do all the legwork yourself. We do it for you! If you choose a loan with zero "points", we are paid a commission by the investor for your loan, keeping your out-of-pocket fees to a minimum. If you choose to pay points to lower your rate, we may share in those points with the investor.